Whether it be via text message, a phone call, email or via social media, scam artists will stop at nothing to try and gain access to your money and personal information.
ACCC's Scamwatch has alerted Aussies about convincing bank impersonation scams.
"Watch out for bank impersonation text messages stating a payment has been authorised and prompting you to call a number if it wasn't you," it said.
"Never call a number sent to you in text or email, always search your bank's real number yourself.
A new alert has been issued to Aussies at risk of being duped by complex scams.
Scamwatch has reminded people to be extra vigilant when opening text messages that appear to be legitimate but are actually hackers in disguise.
"Scammers can spoof Sender IDs of businesses or common contacts such as 'Mum' or 'Dad' to make a text seem to come from a genuine source," the watchdog said on Twitter.
"Don't trust a text just because it shows in a previous thread & look for variations in the Sender ID like dots, special characters or numbers."
Police have issued a warning over a new scam involving cryptocurrency 'wallets' which they say are being scattered on streets and in parks around New South Wales.
NSW Police say they've have reports of people being scammed out of cash by falling for a trick left in small paper 'cryptocurrency wallets' they've found.
But if the finder picks it up, thinking it might be worth something, and scans the code with their phone, they could see their bank account emptied, police say.
Read more about this scam here.
A scam text telling mothers their son or daughter has dropped their phone down the toilet and asks them to save a new number has been circulating.
The scammer will then go on to ask for money to be sent, with the receiver duped into believing it's from their offspring.
Scamwatch warned a few months ago of a rise in the infamous "Hi Mum" scams.
"These requests continue the ruse of a lost or broken phone with the justification that the funds are needed because they can't access their online banking temporarily," Scamwatch, said.
More than 1,150 Australians fell victim to them in the first seven months of this year, with total reported losses of $2.6 million.
Drivers are being warned not to fall for a scam text relating to road tolls.
The text, which comes from a random mobile number, warns people they have not paid a toll.
When they click the link to takes them to a website which appears to be the toll company, Linkt.
But it's likely to steal their information if they enter details.
The website looks like the Linkt website, compete with the green logo.
But its not.
The official website is www.linkt.com.au.
Kath and Kim star Magda Szubanski warned of the scam on Twitter.
"If you get random text from Linkt DO NOT CLICK!! It's a faarking SCAM The site looks incredibly legit! Just spoke to the bank and they said heaps of people been sucked in," she said.
Linkt is warning about the scam on its website and said it's trying to block the numbers sending it.
It advised people not to click the link but to report the text to them, and Scamwatch.
"Our Cyber Security Operations team is working with telecommunications providers to identify and block phone numbers sending these texts," it said.
"These scam texts are being sent to the general public, including people who may not have an account with Linkt.
"We will never ask you to update financial information by SMS, but we may give you the option to update your email address by replying to an SMS."
This scam text message is another variant of the hoax family member, but the details led to an Up Bank account.
A bank spokesperson told 9News.com.au while they did not comment on individual accounts for privacy reasons, Up - a Melbourne-based digital neobank - was aware of "a number of SMS based scams seeking to solicit funds and referencing various Australian bank accounts, including Up accounts".
"We have controls in place - both automated and human - to detect and block anyone from using Up in this way," the spokesperson said.
"Up takes cyber security very seriously. We use a combination of security best practices to safeguard our systems and protect customer data.
"We regularly assess our security levels against industry standards to ensure the integrity of our security operations and processes. This is particularly true as scamming has become a growing issue for the Australian banking industry as a whole.
"We continue to remain vigilant and work with Australian cybersecurity agencies and our intelligence partners to detect malicious or abnormal behaviour.
"In addition to the actions our security team are taking, we recommend our customers regularly monitor their accounts. They can block the use of their card immediately in-app or for more detailed concerns chat with our Up team.
"If unusual account activity is identified, customers should contact us immediately in-app."
Be wary of text messages like this. If you've been fined or are facing a traffic fee, you won't find out via text message.
Official messages are also unlikely to be rife with grammatical errors like this one.
The Eastlink is a toll road in Melbourne, which the recipient of this message is a Sydney woman who doesn't own a car.
Text message scammers seem to be becoming more sophisticated as one woman shared a scam popping up under the contact name "Dad".
The message reads, "Hey, stuck at petrol station with wrong debit card. Any chance you can send me 150 to my other card."
It then shares fraudulent bank account details which recipients should not send money to.
Erin Barnett posted the screenshot to her Instagram story and said, "these scammers are getting so good it's scary."
"How they can even make a contact come up as 'Dad' is wild."
A new, sophisticated scam is circulating online impersonating myGov and duping Aussies into believing they're entitled to a tax refund.
The warning has been issued over the dangerous email, which is particularly "difficult to detect", as the legitimate myGov domain and branding has been copied.
"You have an outstanding refund from myGov," the subject line reads.
Authorities have warned Aussies not to "stop and think" and not click on the link under any circumstances.
An example of the "Hi Mum" mobile phone scam that has resulted in more than $2 million stolen from Aussies.
It involves a scammer sending a text message from an unknown mobile phone number to a victim, claiming to be their son or daughter.
As the conversation develops, they will say they've lost their phone, before making a request for emergency money - often they'll say they've been locked out of online banking.
Once one transfer has been made, the offender will frequently request another sum of money, police say.
"A scam like this really pulls on the heartstrings – a child telling you they've lost or broken their phone and are in need of financial support is understandably a situation where parents would react without a second thought," Detective Sergeant John Cheyne from Victoria Police says.
The scam is believed to have originated in Europe but dozens of cases have been found in Australia - and many more are believed to have gone unreported.
If you're browsing second-hand sites and see a deal that's too good to be true, think twice.
Scamwatch has issued a fresh scam warning on social media.
"Online listings offering items well below their market value are likely to be a scam," it wrote.
"View the item in person or do a reverse image search before handing over your cash."
To illustrate, Scamwatch posted a fake ad selling a $10 "antique piano".
Australians are being warned of a new scam impersonating the Australian government, where residents are being notified they've been in contact with a positive COVID-19 case.
The message comes via text, asking receivers to click a link in order to get a free COVID-19 testing kit.
"If you click on the link, it will take you to a fake 'Australian Government' website," Services Australia said.
The scammers are also using fake Medicare and myGov websites to trick people into providing personal and bank details.
Services Australia is warning people not to click the link and that services like myGov and Medicare will never send links via text message.
These services may however advise of new myGov messages, confirming changes to personal details and of upcoming appointments via text.
Those who have clicked the link, replied to a suspicious text, or who believe they have provided details to a fake website should call the Scams and Identity Theft Helpdesk straight away.
Australia's watchdog is warning of a new email scam that tries to trick the recipient into clicking a link to give their correct address.
The email advises the person they have received a parcel that has been left at an Australia Post office because the address in their system is incorrect.
The target is advised they need verify their address by following a link below.
Scamwatch warns if you need to check on a parcel, go directly to the carrier's website and use the tracking number you were provided.
The Australian Taxation Office (ATO) is warning Australians to be weary of unexpected text messages claiming to be from the government body, after a number of suspicious messages were reported this month.
The new scam circulating tells Australians they are accused of cryptocurrency tax evasion, urging them to follow a link provided in the message.
"They are then asking them to 'connect their wallet' and provide detailed information via a link," the ATO said.
You should not click on the link as it will take you to a fake MyGov page, designed to steal personal information.
The ATO clarified it would not contact people via text or email if there was a legitimate issue.
"The real ATO will never send you an SMS or email with a link to log in to our online services," the warning read.
"And while we may use SMS or email to ask you to contact us, we will never ask you to return personal information through these channels."
People are urged not to respond to the messages.
Yet another text message scam is doing the rounds, flooding Aussie inboxes all over the country pretending to be a "promoter" from eBay.
The text attempts to convince people that global e-commerce cooperation eBay is offering work for a decent salary.
But authorities have warned Australians to ignore the message and most importantly not to click in the link.
Jobs and employment scams cost Australians an estimated $2.5 million in 2021, with the trend expected to continue this year.
It's almost Christmas, and Australians better watch out: another Flubot scam is doing the rounds.
Capitalising on the rush of deliveries, the scam involves a text to a phone that comes complete with a malware-infected link.
Scamwatch is encouraging citizens not to click any postage tracking links and instead "track parcels by going directly to the carriers' website".
Who is Thomas Flynn and why should you be concerned if you receive a text from him?
Australia's scam detection watchdog is warning people to be aware of texts claiming to be from a person by the name of Thomas Flynn.
This scammer is impersonating a real person and company to to try and get victims to invest in fake bonds.
If you receive this text or anything similar, you should always independently research to confirm there legitimacy.
Scammers often claim bonds are issued by real firms.
You should also delete these texts too.